COPYRIGHT INFRINGEMENT

Notice and Procedure for Making Claims of Copyright Infringement

Ocwen Financial Corporation, its affiliates and/or subsidiaries (collectively, the "Company") respect the intellectual property rights of others and ask our users to do the same. We may terminate the accounts of users who infringe the intellectual property rights of others. The Digital Millennium Copyright Act (DMCA) provides recourse for copyright owners who believe their material is located on the internet in violation of U.S. copyright law. If you believe that your copyright has been infringed, please let us know by contacting our Copyright Agent as set out below.

Written notification must be submitted to the Designated Agent at:

Ocwen Financial Corporation
Legal Department - Intellectual Property
1661 Worthington Rd., Suite 100
West Palm Beach, Florida 33409

To be effective, the Notification must include the following:

  1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed ("Complaining Party");
  2. Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  3. Identification of the material that is claimed to be infringed or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider ("Service Provider") to locate the material;
  4. Information reasonably sufficient to permit the Service Provider to contact the Complaining Party, such as an address, telephone number, and if available, an electronic mail address at which the Complaining Party may be contacted;
  5. A statement that the Complaining Party has a good faith belief that use of the material in the matter complained of is not authorized by the copyright owner, its agent, or the law; and
  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the Complaining Party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Upon receipt of the written Notification containing the information as outlined in 1 through 6 above:

  1. Service Provider shall remove or disable access to the material that is alleged to be infringing;
  2. Service Provider shall forward the written notification to such alleged infringer ("Subscriber");
  3. Service Provider shall take reasonable steps to promptly notify the Subscriber that it has removed or disabled access to the material.

Counter Notification:

If a notice of copyright infringement has been wrongly filed against you, you may submit a Counter Notification to the Copyright Agent. To be effective, a Counter Notification must be a written communication provided to the Service Provider's Designated Agent that includes substantially the following:

  1. A physical or electronic signature of the Subscriber;
  2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  3. A statement under penalty of perjury that the Subscriber has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;
  4. The Subscriber's name, address, and telephone number, and a statement that the Subscriber consents to the jurisdiction of the Federal District Court for the judicial district in which the address is located, or if the Subscriber's address is outside of the United States, for any judicial district in which the Service Provider may be found, and that the Subscriber will accept service of process from the person who provided notification or an agent of such person.

Upon receipt of a Counter Notification containing the information as outlined in 1 through 4 above:

  1. Service Provider shall promptly provide the Complaining Party with a copy of the Counter Notification;
  2. Service Provider shall inform the Complaining Party that it will replace the removed material or cease disabling access to it within ten (10) business days;
  3. Service Provider shall replace the removed material or cease disabling access to the material within ten (10) to fourteen (14) business days following receipt of the Counter Notification, provided the Service Provider's Designated Agent has not received notice from the Complaining Party that an action has been filed seeking a court order to restrain Subscriber from engaging in infringing activity relating to the material on Service Provider's network or system.

Nothing contained herein shall restrict the Company's ability or right to remove or disable access which the Company independently discovers and which, in the Company's sole discretion, is a copyright infringement.

This information should not be construed as legal advice. The Company recommends seeking independent legal counsel before filing a Notification or Counter Notification. Also, please be aware that there are penalties for submitting false claims under the DMCA. For further information about the DMCA, please visit the U.S. Copyright Office website at www.copyright.gov.

Ocwen Financial Corporation
1661 Worthington Road, Suite 100
West Palm Beach, Florida 33409